I get emails from people all the time asking if this information will work in the UK/Canada/Australia/etc.

For the most part, the information in the Debt Reduction Academy training will apply to anyone, no matter where you live.

There are some things however, such as the article in this issue of the newsletter about the Fair Debt Collection Practices Act, that are only applicable to people living in the United States.

In most cases, there will be an equivalent of some sort in your country, but since I'm not familiar with the rules and regulations everywhere I generally can only talk about the US.

But as for getting out of debt, the principles are the same no matter where you live or what currency you're dealing with.

The bottom line is, debt is debt - getting it paid off is a universal strategy.

Anyone who is behind on debt payments, or has missed a payment at some point has probably received a phone call from a debt collector.

These calls can sometimes be a little annoying, like when you answer your phone and there's a recorded message either telling you to hold for an operator, or to call them back at a certain number to follow up something "about your account".

Other times, these calls can be downright harassing, with the collection agency making all kinds of threats.

Fortunately, there are laws in place that give you certain rights when dealing with debt collectors.

The Fair Debt Collection Practices Act (FDCPA) was enacted in 1978 to put a stop to some of the really scummy practices of debt collectors.

There are a number of things that the act specifically addresses, including:

Click here to read the full article…

The Debt B.A.I.L.O.U.T. System:
7 Steps To Getting Out Of Debt
by William Blake

Has the current financial crisis got you thinking more seriously about your debt and what you can do to minimize your risk? Believe me, you're not alone - this is one of the most important things on a lot of people's minds right now, both in the US and around the world.

I'm worried about this financial meltdown. How
can I get my debt paid off to reduce my risk?

Click here to read the full article…

Nine Steps To Getting Out Of Debt
by William Blake

Chances are pretty good that you've asked that same question yourself. Sure, maybe not to me but you've probably asked someone, sometime. At the very least, you've wondered about it to yourself.

How can I get out of debt?

Let me suggest an even better question: How can I get out of debt QUICKLY?

Click here to read the full article…